Best Mobile Banking Apps From Banks!

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Best Mobile Banking Apps From Banks

Today, daily chores are more convenient than they have been in ages. All thanks to our new age electronic gadgets. The fast paced technological advancements are making our lives easier and people are sparing more time than ever. Internet has led to such developments in the financial sector of the economy which has brought management of finances to the finger tips of people. Mobile banking apps are trending now due to their features like data protection, safe and secure nature of transaction, simplified usage etc. Choosing the best app available is not easy. There are numerous factors that have to be considered first.

Key features to look for before selecting an app –

Free Of Cost
Simple And Secure Sign In
User Friendly Interface
Safety Of Transactions
Notifications And Reminders
ATM Locators
Good Customer Support

Here’s a list of some of the best mobile banking apps.
1. BB&T Mobile App
2. Ally Mobile App
3. Capital One Mobile App
4. Wells Fargo Mobile App
5. Bank of America Mobile App
6. PNC Mobile App
7. Chase Mobile App
8. USAA Mobile Banking App
9. Discover Mobile App
10. Citi Mobile

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1. BB&T Mobile App

U by BB&T is the official app. It allows you to create budgets, analyze investments, check account balance, transfer money between accounts, set goals. It also gives you access to lending and mortgage. It has a feature that lets you choose which services you want turned on or off. It is available for iOS and Android devices.

2. Ally Mobile App

You can sign in with your online banking username and password to access all regular banking features. Ally is a bank without any physical locations and thus excels at providing online services to its customers. It is best suited for you if you are paid directly by your employer. It provides rare services like interest on checking accounts. It is available for iOS and Android devices.

3. Capital One Mobile App

It lets you manage multiple accounts easily along with additional features like the ability to check you account balance, transfer money, mobile deposits, and online payment of bills, managements of credit cards, home loans and auto loans. It is one of the highest rated app for ease of navigation. It is the best choice if you are looking for easy access to mobile banking. It is available for both iOS and Android devices.

4. Wells Fargo Mobile App

It allows quick access to your accounts with facial recognition and fingerprint login feature. You can deposit checks, pay bills, transfer funds, monitor balances, manage cards, all with real time processing. You are alarmed in case of suspicious account activities. It also offers banking services on text commands. It is available for iOS and Android devices.

5. Bank of America Mobile App

This app helps in saving extra time and money as it offers cash backs on some deals. It allows you to review recent activities associated with your account. It has advanced face ID and touch ID features that ensure safety and security. Also, it gives you the ability to lock or unlock your cards. It is available for iOS and Android devices.

6. PNC Mobile App

It is among one of the most well rated apps in terms of navigation. It allows you to view and manage account statements, pay bills, deposit and transfer money. The app is highly appreciated for its alerts and notifications, money car and calendar features. It is available for iOS and Android devices.

7. Chase Mobile App

It gives you total control over your account. It has regular features like transfer money, pay bills, etc and additional features like schedule payments, set account alerts and notification preferences. You can also make payments to your credit cards. The app uses a 128-bit secure Socket Layer to encrypt data and information. It is available for iOS and Android devices.

8. USAA Mobile Banking App

You can securely log in with facial or voice recognition or fingerprint feature. It has an in-app assistant that assists you and your needs. All you need to do is type your question in the chat box. It allows mobile deposits, helps in locating nearby ATMs, access electronic wallets. It is best for you if you have served as it provides insurance options to military members. It is available for iOS and Android devices.

9. Discover Mobile App

It has a simple and fast login. Most of the features have are free of cost. It caters to all our needs, from saving money to everyday banking services like payment of bills, transfer of money, depositing checks. The app also gives cash backs as rewards. It also has a Proactive Fraud Monitoring to ensure safety of data. It is available for iOS and Android devices.

10. Citi Mobile

You can securely log in with the touch ID service. It allows you to transfer funds, activate your credit or debit card, and link your card with your account, pay bills. It also has an in-built bank as well as an ATM locator. It is available for iOS and Android devices.

The Bottom Line

The banking industry is evolving at an increasing rate and its future is driven by customer needs, preferences and satisfaction. You have a privilege of choice as a number of options are available. Therefore, one should choose wisely, after evaluating all the factors and requirements, an app that caters best to your personal needs. You can look for additional features like tracking spending habits, QR code payments, apps for smart watches, offers, non-traditional services such as booking tickets, tables and taxis, paying for transport, shopping and food, bill splitting functions and so on.

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